All calculators
Every calculator, in one place
72 free tools, grouped by what you're deciding. Start typing to filter.
Invest & grow
SIPs, lumpsum, goals and retirement.
SIP calculatorWhat a monthly SIP could grow to, with a year-by-year table.Step-up SIP calculator NEWRaise your SIP every year and compare it with a flat SIP.Lumpsum calculatorGrowth of a one-time investment at different returns.SWP calculator NEWMonthly income from a corpus and how long it lasts.Goal SIP calculatorThe monthly SIP needed for any goal, adjusted for inflation.CAGR calculator NEWThe annual growth rate between two values.Compound interest calculatorPrincipal plus regular additions, any compounding frequency.Investment growth calculatorLumpsum plus monthly investing, in today's rupees too.Expense ratio calculatorDirect vs regular plan: what fees cost you.What-if investingCompare two monthly amounts or start dates side by side.FIRE calculatorWhen could you retire early? Your FIRE number and age.Retirement calculator NEWCorpus needed at retirement and the SIP to get there.XIRR calculator NEWYour real annual return on SIPs and irregular investments.SIP vs lumpsum calculator NEWInvest a sum at once or spread it over months? Compare.
Deposits & govt schemes
FD, RD, PPF, EPF, NPS and post office schemes.
FD calculatorMaturity value, interest and post-tax return on a fixed deposit.RD calculatorMaturity of a monthly recurring deposit, bank method.PPF calculatorPPF maturity at the current rate, including extensions.EPF calculatorProvident fund balance at retirement, with salary growth and EPS split.NPS calculatorNPS corpus, lump sum and monthly pension at 60.Sukanya Samriddhi calculatorSSY maturity for your daughter at 8.2%.SCSS calculator NEWQuarterly income from the Senior Citizens Savings Scheme.NSC calculator NEWNational Savings Certificate maturity at 7.7%.KVP calculator NEWKisan Vikas Patra: your money doubles in 115 months.Post Office MIS calculator NEWMonthly income from the Post Office MIS at 7.4%.Simple interest calculator NEWSimple interest, and how it compares with compounding.
Loans & debt
EMIs, prepayment, eligibility and payoff plans.
EMI calculatorEMI, total interest and an amortisation table for any loan.Home loan EMI calculator NEWHome loan EMI plus the tax you could save.Loan prepayment calculatorMonths and interest saved by paying extra.Loan comparison calculatorCompare two loan offers, fees included.Loan eligibility calculator NEWHow much a bank may lend you, based on income.Home loan balance transfer calculator NEWIs switching your home loan to a lower rate worth it?Flat vs reducing rate calculator NEWConvert a 'flat' interest rate to the real rate.Credit card payoff calculatorHow long to clear card debt, and the cost of paying only the minimum.Debt payoff calculatorTime to clear a debt, or the payment needed to clear it by a date.Debt snowball calculatorPay smallest debts first; see your debt-free date.Debt avalanche calculatorPay the highest interest first and save the most.Debt-to-income (FOIR) calculatorHow much of your income goes on EMIs.Rent vs buy calculatorBuying a home vs renting and investing the difference.Car affordability calculatorHow much car your salary can comfortably afford.Education loan calculatorEducation loan EMI, moratorium interest and payoff time.Prepay loan or invest? NEWPut spare money into your loan or a SIP? Compare net worth.
Tax & salary
Income tax, take-home pay, HRA and gratuity.
Income tax calculator NEWOld vs new regime for tax year 2026-27, side by side.In-hand salary calculator NEWCTC to monthly take-home pay, after PF and tax.HRA exemption calculatorTax-free HRA with the new 8-city metro list.Gratuity calculatorGratuity under the new labour codes, and how much is tax-free.Capital gains tax calculator NEWTax on selling shares, mutual funds, gold or property.Freelancer tax calculator NEWPresumptive tax for freelancers and professionals.Rent receipt generator NEWMonthly rent receipts for HRA, ready to print or save as PDF.Salary slip generator NEWPayslips with PF, ESI, professional tax and TDS, as a PDF.Advance tax calculator NEWInstalments due on 15 June, Sept, Dec and March.TDS on salary calculator NEWThe TDS your employer should deduct each remaining month.
Business & GST
GST, pricing, margins and break-even for sellers.
GST calculatorAdd or remove GST, with the CGST/SGST or IGST split.GST invoice generator NEWMake a GST or simple invoice and download it as a PDF.Profit margin calculator NEWMargin and markup from cost and price, or the price for a target margin.Markup calculator NEWSelling price from cost and markup, with the real margin.Break-even calculator NEWSales needed each month to cover your costs.Discount calculator NEWFinal price after one or two discounts and cashback.Product pricing calculator NEWPrice cakes, food or handmade items with all costs and platform fees.Percentage calculator NEWX% of Y, what % X is of Y, and % change.Online seller profit calculator NEWReal profit per order on Amazon, Flipkart, Meesho or your site.GST interest & late fee calculator NEWInterest and late fee for filing GSTR-3B late.
Planning & everyday money
Inflation, emergency fund, money habits.
Inflation calculatorWhat things will cost in future, and what money will be worth.Rule of 72 calculatorHow long money takes to double, or the return needed.Emergency fund calculator NEWHow big your safety net should be, and how to build it.Money ScoreA quick health check of your saving, debt and safety net.Term insurance cover calculator NEWHow much life cover your family needs.Health insurance cover calculator NEWA sensible health cover for your family and city.
Creators & freelancers
YouTube, Instagram and freelance income tools.
US calculators
Tools for readers in the United States.
Quizzes & simulators
Money IQ test12 questions to test your money knowledge.Financial Life SimulatorMake life choices and watch your net worth change.Retirement stress test NEW1,000 market futures: how often does your money last?Home bakery simulator NEWA year of orders, festivals and profit.The credit card trap NEWWhat paying only the minimum really costs.
No calculator matches that. Try a simpler word, like "loan" or "tax".
One useful money email a month
New calculators, rate changes (PPF, FD, repo rate) and one practical tip. No spam, ever.