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FD Calculator
Estimate Indian fixed-deposit maturity and interest from your deposit, interest rate, tenure and compounding frequency.
Enter your numbers and select Calculate.
What this calculator helps you understand
A fixed deposit calculator helps you estimate how a lump-sum deposit could grow when interest is compounded at a chosen frequency. Actual bank maturity values can differ because of bank-specific rules, tax treatment and interest-rate terms.
How to use it
- Enter the amount you plan to deposit.
- Enter the annual interest rate offered by the bank.
- Select the tenure and compounding frequency.
- Compare different rates and tenures before deciding.
Important: This is an estimate for education and planning. FD interest may be taxable in India and actual maturity calculations depend on the institution's terms.
Frequently asked questions
Is FD interest guaranteed?
The rate on a booked fixed deposit is generally governed by the institution's terms, but always check the deposit receipt and applicable conditions.
Does this calculate tax on FD interest?
No. Tax depends on your total income, applicable regime and current Indian tax rules.
Can I compare different FD rates?
Yes. Change the rate and tenure to compare scenarios.