How good is your Money IQ?
12 questions on investing, tax, loans and everyday money in India. You'll see the right answer and why after each one.
Why financial literacy matters
Surveys by the RBI and SEBI have repeatedly found that a large share of Indian adults struggle with basic concepts like compound interest, inflation and diversification. Those gaps are expensive: they lead people to keep money idle in savings accounts, carry credit card balances, or buy products that don't fit their goals.
This quiz covers the ideas that matter most in practice. Each question links to the concept behind it, and every answer comes with a short explanation, so even a wrong answer teaches you something.
What the questions cover
- Compounding and time: why starting early beats picking the "best" fund.
- Debt: credit card interest, minimum dues and loan prepayment.
- Tax: the new-regime rebate and tax-free investments like PPF.
- Inflation and real returns: why an FD can quietly lose value.
- Business basics: the difference between markup and margin.
After the quiz
Turn what you learned into numbers with the SIP, credit card payoff and income tax calculators, or check your overall habits with the Money Score.
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New calculators, rate changes (PPF, FD, repo rate) and one practical tip. No spam, ever.