Investment calculators
Most wealth in India is now built one SIP at a time, and the maths behind it is simple once you see it laid out. These calculators show what a monthly investment can grow to, how much a yearly step-up adds, what return your existing portfolio has really earned, and how long a retirement corpus will last once withdrawals begin.
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All invest & grow tools
Every tool uses the same convention as fund houses and apps like Groww and Kuvera: SIP instalments are invested at the start of each month and compounded monthly. That means our figures match what you see elsewhere, and where they differ we say why.
How to use these together
Start with a goal: the savings goal calculator tells you the monthly SIP needed. Then check the step-up SIP calculator, because raising your SIP by even 10% a year usually beats hunting for a higher-return fund. Once you've been investing for a while, the XIRR calculator shows your real annual return so you can compare it with an index fund. Near retirement, the SWP calculator shows how long the money lasts.
Rates and rules last reviewed 27 September 2026 by Viraj Sarfare.
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