Take the calculators further
Our calculators are free and always will be. When you want a plan you can keep, edit and come back to, these spreadsheet templates and reports go deeper. Pay once, use forever, with no subscription.
Home Loan Prepayment Planner
Plan part-payments month by month and see exactly how many EMIs and how much interest each one saves.
- Month-by-month amortisation with any prepayment pattern
- Compare 'reduce tenure' vs 'reduce EMI'
- Rate-change scenarios (repo hikes and cuts)
- Tax benefit tracker for interest and principal
Family Budget & Net Worth Tracker
A calm, monthly system for spending, saving and net worth, built for Indian households.
- 12-month budget with auto charts
- Emergency-fund and goal progress
- Net worth across FD, PPF, EPF, MF, gold and property
- UPI/credit-card spend categories
Retirement & Goals Planner
Work out your retirement number, child-education and home goals, and the SIPs needed for each.
- Inflation-adjusted goal targets
- Step-up SIP plan per goal
- EPF, PPF and NPS included
- Year-by-year corpus projection
Tax Regime Planner 2026-27
Compare the old and new regimes with all your deductions, and plan investments before March.
- Old vs new regime side by side
- HRA, home loan, NPS and health insurance
- Salary restructuring what-ifs
- Advance tax reminder schedule
Small Business Money Kit
Pricing, GST invoices, profit and break-even in one workbook for shops, home businesses and freelancers.
- GST invoice template (CGST/SGST/IGST)
- Monthly profit & loss
- Product costing and price calculator
- Break-even and cash-flow tracker
Bakery & Food Costing Sheet
Cost every recipe down to the gram, add overheads and packaging, and set prices that actually make a profit.
- Ingredient price list that updates every recipe
- Per-piece and per-kg costing
- Overheads, gas and packaging included
- Suggested price at your target margin
Personal Money Health Report
Answer a short questionnaire and receive a written report on your savings, loans, insurance gaps and goals.
- Net worth and cash-flow snapshot
- Loan and prepayment review
- Goal-by-goal SIP plan
- Plain-language action list (education, not advice)
All templates bundle
All six templates for ₹999 (₹1894 if bought separately), including future updates.
How it works
- Pay securely by UPI, card or net banking.
- After paying you're taken straight to your download page, and Razorpay emails you a receipt (reports: a short questionnaire first).
- Open in Excel or make a copy in Google Sheets. Enter your numbers and the sheets do the rest.
Every template comes with a one-page guide and uses the same formulas you see on our calculator pages.
Questions
Do I need Excel?
No. Every template works in Google Sheets, which is free, as well as Excel.
Is this financial advice?
No. Templates and reports are educational planning tools. For personalised investment advice, consult a SEBI-registered investment adviser.
What if I'm not happy?
Email us within 7 days of purchase and we'll help you set it up, or refund you if it isn't right for you. See our refund policy and delivery policy.
Is payment secure?
Payments are handled by Razorpay (UPI, cards, net banking, wallets). We never see or store your card or bank details.
Will templates get updated?
Yes. When tax rules or scheme rates change, you get the updated version free.
Get updates and new templates
Leave your email to hear when templates are updated for new tax rules or when we add new ones.