Terms of use
Last updated: 27 September 2026
By using vblogger.co.in you agree to these terms. If you don't agree, please don't use the site.
1. Educational use only
All calculators, articles, templates and reports are provided for general education and planning. They are not financial, investment, tax or legal advice and do not take your personal circumstances into account. Consult a qualified professional before making decisions.
2. Accuracy
We work hard to keep formulas, rates and rules correct and review them regularly, but we can't guarantee that every result is complete, current or error-free. Rates, taxes and scheme rules change. Actual returns, loan terms and tax liabilities will differ from estimates.
3. No liability
To the fullest extent permitted by law, vBlogger and Viraj Sarfare are not liable for any loss or damage arising from use of, or reliance on, the site or its tools.
4. Premium products
Premium templates are licensed for your personal or single-business use; you may not resell or redistribute them. Prices are in Indian rupees and include applicable taxes unless stated. Refund requests within 7 days of purchase are handled as described on the premium page.
5. Acceptable use
Don't attempt to disrupt the site, scrape it at scale, or use it for unlawful purposes. You may link to any page and share calculator results.
6. Intellectual property
Site content, design and code belong to vBlogger unless otherwise stated. Formulas themselves are common knowledge; our text, layouts and templates are not free to copy.
7. Third-party links and ads
We link to official sources and show third-party ads. We're not responsible for the content or practices of other websites.
8. Governing law
These terms are governed by the laws of India, and courts in India have jurisdiction.