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HRA Exemption Calculator
Estimate House Rent Allowance exemption under common Indian income-tax rules using salary, HRA received, rent and city type.
Enter your numbers and select Calculate.
What this calculator helps you understand
HRA exemption is generally determined by comparing multiple limits. This tool provides an estimate using annual basic salary plus eligible DA, HRA received, rent paid and metro/non-metro status.
How to use it
- Enter annual basic salary plus eligible DA, where applicable.
- Enter HRA received during the year.
- Enter rent actually paid.
- Select metro or non-metro status and compare the result.
Important: This is an educational estimate, not a tax filing calculation. HRA exemption rules, salary components, documentation requirements and tax-regime treatment can affect the actual claim. Verify current rules for the relevant financial year.
Frequently asked questions
What are the main HRA exemption limits?
The exemption is generally the least of actual HRA received, rent paid minus 10% of salary, and 50% of salary for specified metro cities or 40% for other cities, subject to the applicable rules.
Can I claim HRA if I pay rent to family?
It can depend on the facts, documentation and applicable tax rules. Keep valid rent records and seek professional advice when needed.
Does HRA exemption apply under every tax regime?
Not necessarily. Tax-regime rules can differ, so check the rules applicable to your filing year.