Interactive

Money simulators

Calculators answer one question. Simulators let you play out a whole story: a retirement through good and bad markets, a year of running a small business, a credit card balance left to grow. Change one thing and watch everything else move.

Retirement stress testRun 1,000 possible market futures and see how often your retirement money lasts.Open →Run a home bakery for a yearSet prices and costs, add festivals, ads and delivery apps, and watch 12 months of profit unfold.Open →The credit card trapWatch a card balance grow on minimum payments, then see three ways out.Open →Financial Life SimulatorMake life choices (a car, a home, a crash) and watch your net worth at 60.Open →Money IQ test12 questions on SIPs, tax, loans and inflation, with a shareable score.Open →

Why simulate?

Averages hide risk. A retirement plan that works at a steady 10% a year can fail if the market falls sharply in the first two years after you retire, even when the long-run average is the same. A bakery that makes money on paper can run short of cash in a slow month. Simulations show the range of outcomes, not just the middle one, which is what you need to make a plan that survives real life.

Every simulator runs entirely in your browser. Nothing you enter is sent anywhere.

One useful money email a month

New calculators, rate changes (PPF, FD, repo rate) and one practical tip. No spam, ever.