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RD Calculator
Estimate recurring-deposit maturity for monthly contributions, an assumed interest rate and investment period in India.
Enter your numbers and select Calculate.
What this calculator helps you understand
Use this recurring-deposit calculator to see how regular monthly contributions could accumulate over time under an assumed interest rate.
How to use it
- Enter the monthly amount.
- Enter the assumed annual rate.
- Choose the number of months.
- Try different contribution amounts to compare outcomes.
Important: This uses a monthly-compounding estimate for simplicity. Banks and post-office products can use specific recurring-deposit formulas and payment-date conventions.
Frequently asked questions
Is an RD the same as an FD?
No. An RD generally builds savings through regular deposits, while an FD starts with a lump-sum deposit.
Are RD returns taxable?
Interest may be taxable depending on your circumstances and applicable Indian tax rules.
Can I increase my monthly RD amount later?
That depends on the product. Check the bank or post-office terms.