Planning and everyday money calculators
Some of the most important money decisions aren't about a particular product. How much cash should you keep aside for emergencies? How much life cover does your family need? Is it cheaper to rent or buy in your city? How much will today's ₹1 lakh be worth in 20 years? These calculators answer the questions that sit underneath every financial plan.
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All planning & everyday money tools
They are deliberately simple to use, but they don't cut corners on the maths: inflation compounds, insurance needs count existing savings and loans, and the rent vs buy comparison includes the opportunity cost of your down payment.
Foundations first
Before investing for growth, get three foundations in place: an emergency fund of three to six months' expenses, a term insurance policy if anyone depends on your income, and health insurance that covers a serious hospital stay in your city. Each has a calculator here. Then take the Money Score quiz to see where your habits stand, and use the Rule of 72 and the inflation calculator to think about the long game.
Rates and rules last reviewed 27 September 2026 by Viraj Sarfare.
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